Afterpay

Afterpay Terms & Conditions (New Zealand)

Afterpay is available as a payment option at checkout, allowing you to shop now and pay later in four interest-free fortnightly instalments. By selecting Afterpay, you agree to the terms below.

Eligibility

• To use Afterpay, you must:
• Be at least 18 years old
• Reside in New Zealand
• Have a valid debit or credit card issued in New Zealand
• Be capable of entering into a legally binding contract

How It Works

• Pay 25% of the total purchase price upfront
• The remaining three payments will be automatically deducted every two weeks
• There is no interest charged when payments are made on time
• Late fees may apply for missed payments

Late Fees

For orders under $40: a maximum of one $10 late fee may be applied per order

For orders of $40 or more: late fees are capped at 25% of the order value or $68, whichever is less

Credit Checks & Reporting

• From 23 July 2024, Afterpay will conduct credit checks for all new customers in New Zealand
• Existing customers may be subject to soft credit checks when requesting increased spend limits
• Afterpay will begin credit reporting to relevant agencies from August 2024

Refunds & Returns

• All returns are subject to our standard return policy
  If your return is approved, Afterpay will adjust or cancel your payment schedule accordingly
• Any refund will be processed to your original payment method via Afterpay

Need Assistance?

For more information, please visit Afterpay New Zealand or contact our support team.

Please note: Afterpay is a third-party service. All payment arrangements and approvals are managed directly by Afterpay. We are not responsible for any decisions made by Afterpay regarding your payment eligibility.